Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Put It in a Letter A letter of instruction provides additional and more personal information regarding your estate. Conquering Retirement Challenges for Women Looking ahead can help you conquer these unique obstacles. Safeguard Your Digital Estate If you died, what would happen to your email archives, social profiles and online accounts?